Welcome to API Pacific International Health Insurance, pioneers of quick and effective emergency response systems and specialists in facilitating health solutions in Bali, Indonesia, and Asia since 1988.

Our international ex-pat medical health insurance provides unique services and products specifically designed for, but not restricted to, people living in Bali, Indonesia & Asia to maximize safety and security while, permanently or temporarily, living abroad.

  • Over 30 years of extensive network, knowledge, and experience in the Asian Continent, specializing in rural and urban medical emergencies in Bali, Indonesia & Asia.
  • Comprehensive medical insurance products with a wide range of benefits, blue ribbon medical insurance policies, group insurance policies, and short-term products for locals and ex-pats.
  • Available 24 hours a day, ensuring you the most appropriate level of care and treatment to ensure peace of mind for the affected and family members.
  • Knowledge and experience in the most appropriate solutions in dealing with Asian medical systems, like carefully developed & established early intervention protocols and procedures to marginalize risk and prioritize access to centres of medical excellence.
  • Fully compliant, with due regard, to Indonesian and regional legal requirements.

API Pacific offers more than just a good health insurance policy, our founding philosophy has been to develop a practical & effective system to ensure you receive the highest quality, appropriate medical treatment in the quickest possible time, and with authentically caring human guidance at every step. We believe this is a crucial element of care for locals and ex-pats living in Bali, Indonesia & Asia, and this sets API Pacific apart from the rest.


Corporate History

API Pacific’s Managing Director Richard Flax moved to Indonesia in 1975, to escape the comforts of the West, he chose the remote island paradise of Bali. During the ensuing years, the foundations for API Pacific were laid, and the fledgling company became involved in several developing areas of commercial activity in Indonesia.

Over the years it became apparent that the medical systems that suited most of the world were not similarly effective for the Asian continent. In response to this growing need Richard and his colleagues researched, designed, and proposed geographically & culturally appropriate alternatives, and API Pacific was founded in 1988. The company was fully embraced, becoming the foundation of a new approach to the myriad medical response issues affecting the locals and ex-pats of the region. By developing a unique medical system with exceedingly positive results for medical emergencies, API Pacific effectively met the necessity through establishing an autonomous system focused on, but with products not exclusive to, Bali, Indonesia & Asia.

Shortly after a new regional office in Singapore was opened by our colleagues Safe Meridian, strengthening this unique approach and business relationship and Astro Pertama Indonesia formed the API group; an entirely foreign-owned Indonesian subsidiary company operating under the foreign investment laws of Indonesia.

We believe social responsibility is a matter of essential priority, and API Pacific has developed a series of responsible, independent foundations that contribute to resolving social issues that affect those in the greatest need in Indonesia. Today, we proudly present a new range of Health Insurance products backed by the world’s largest insurers and underwritten by one of Indonesia’s dominant insurers. Products developed to respond to the challenges with top-grade insurance coverage with affordable and highly effective products.

Initiated during the first years of the newly licensed Foreign Investment System (PMA) these activities matured in the field of Development of Resorts, The Health Insurance Industry, The Marine Tourism Industry, and Consultations to intending foreign investors in Indonesia. Several of the projects initiated during the 80s developed into mainstays of the industries in Bali. Not least of which are several successful marine and tourism Foreign Investment companies and developments in the field of medical care and health Insurance. The success of one of Indonesia’s foremost remote luxury resorts gives credence to the modus operandi as it has become a leading example of environmentally responsible tourism. Other PMA companies initiated during these early times remain exemplars in the marine tourism industry in Bali.

Contact Us

If you require information about health insurance options made specifically for Bali, Indonesia or other areas of Asia, please contact us with your specific requirements and we will respond with a number of calculated options.

Our Location

API Pacific, B1 Nakula Plaza, Jalan Nakula Legian, 80361
Bali, Indonesia

Social Media

Write Us


2022 © API Pacific - Copyright All Rights Reserved